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    Benefits of Debt Review


    Consolidate your debt into one payment that you can afford.


    Having money available at the end of the month equals improved cash flow.


    Protect your assets from creditor repossession.


    Enables you to provide for your family’s essential living expenses.

    Why Less Debt?

    Less Debt’s Debt Counsellor is registered with the National Credit Regulator (NCR) with registration number NCRDC3041. In order to confirm our registration, feel free to search for Less Debt on the NCR website.

    We offer assistance to consumers all over South Africa. The whole Debt Review process can be done via telephone, email or fax.

    We understand that everybody’s personal circumstances differs, therefore your debt repayment plan will be worked out according to your unique needs. Debt Counselling is a legal process. We can protect you and your assets from debt collectors and credit providers. We only make use of professional attorneys in the Debt Counselling field.

    We have good relationships with credit providers and can therefore negotiate effectively on behalf of our clients.

    All our fees are regulated by the National Credit Regulator (NCR) and are included in your new debt repayment plan. Rest assure, all fees will be disclosed upfront.

    Our fees are regulated by the National Credit Regulator (NCR)

    VIEW NCR PDF