Many South African consumers are faced with debt issues, which can often become unmanageable and can seem impossible to overcome. In these cases, Less Debt steps forward to provide residents of Bela Bela with a Debt Counselling service that is solution driven and reliable. Our team of financial experts are dedicated to making your life less stressful, starting with your financial concerns.
Debt Counselling is a legal and highly effective solution, catered to those facing debts that exceed their monthly income, which can make it difficult to afford even the most basic living expenses. Available to those living in Bela Bela, our Debt Counselling service aims to alleviate the uncertainties of a life ruled by debt. To start with, we will conduct a free affordability assessment, giving us insight into your income and expenses, while also indicating the amount you can afford to pay back towards your various creditors each month. The goal is to consolidate all your monthly debt repayments into one comprehensive payment that you are able to manage, by negotiating lower instalments and interest rates with your creditors on your behalf.
Included in our Debt Counselling service to Bela Bela residents is valuable advice from our team of financial experts, in order to help you with your future financial endeavours. While undergoing Debt Counselling, you will be protected from legal action, allowing you to direct all your attention on paying back your outstanding debts without being harassed by creditors.