As an over-indebted consumer living in Brakpan, Debt Counselling is easy to obtain and offers much needed relief from the burden of financial difficulties and debt related problems. At Less Debt, our experienced and dedicated team of legal and financial experts provide a Debt Counselling service that is personalized to your exact and unique requirements.
We know full well the toll that debt can take on you and your loved ones, which is why our Debt Counselling service to Brakpan residents is 100% reliable and fully transparent from the get go. Once you have qualified for Debt Counselling by undergoing an affordability assessment, we will do most of the hard work for you, providing you with a new Debt Repayment Plan that is much more manageable. Our Less Debt team will make contact with your creditors, negotiate lower instalments on your behalf, and also reduce interest rates wherever possible. It’s also important to note that you’ll be protected from unpleasant calls from creditors and legal action like asset repossession while you’re under Debt Counselling as a Brakpan resident. This means less time stressing about a financial situation you cannot control, and more time overcoming your debts without worry.
Once you have paid back your debts through Debt Counselling, there will be no permanent record on your credit report, and you will be issued a Debt Clearance Certificate. Our Debt Counselling service to Brakpan based clients is approved by the National Credit Regulator (NCR).