As a South African consumer facing unmanageable monthly debts, it could be time to consider Debt Counselling for necessary financial relief. At Less Debt, we specialize in highly focused Debt Counselling services to Knysna residents, which assists struggling clients in turning their finances around and becoming free of debt.
It is easy to attain our Debt Counselling service as a Knysna based client, by simply reaching out to us via our online contact form. Once we have determined that you qualify for Debt Counselling, our expert team will conduct and affordability assessment to fully grasp the extent of your monthly financial obligations, as well as the income you receive. We will then get to work renegotiating the monthly instalment rates you owe with your various creditors, and will also do our best to reduce the interest rates associated with your debts. Essentially, you will be paying back only one fixed and consolidated monthly payment every month, instead of paying many creditors, which can be difficult to manage. Your monthly repayment will be based on your affordability, leaving you with enough extra money each month to support your family and afford your basic living expenses.
Our Debt Counselling service to clients based in Knysna is result driven, transparent and approved by the National Credit Regulator (NCR). As we assist you, we will also ensure that no creditors were involved in Reckless Lending incidents, which could have added further strain to your finances. You will also be protected from legal action and won’t be receiving calls harassing you for payments.