Aimed at low to middle class South African consumers who are struggling to pay back their debts and are feeling overwhelmed, Debt Review can provide much needed relief. At Less Debt, our Debt Review service to Centurion based clients is approved by the National Credit Regulator (NCR), providing ongoing support and 100% transparency at every stage of the process.
When it comes to managing your finances, working with professionals who are experienced and apply a result-driven approach is key. Our Less Debt team offer residents of Centurion a professional Debt Review service, which can be obtained by filling out our online contact form. The process begins by finding out if you qualify for Debt Review, by performing an affordability assessment. If you do, we will negotiate with your existing creditors on your behalf, in order to lower your monthly instalments. You will only have to pay back one consolidated monthly payment, which will be handled by a Payment Distribution Agency (PDA), both for collection and distribution. While under Debt Review, you’re also protected from legal action and will not have to worry about harassing phone calls demanding payment. Without distractions and stress, you’ll be able to focus all your attention on becoming debt free.
You will have more disposable income at the end of each month, thanks to having just one easy-to-manage monthly payment that covers all of your debt. Once you have paid back all your debt through the Debt Review process as a Centurion based client, you will officially be free of debt and can enjoy a more stable relationship with money.