If you’re struggling with being over-indebted, Less Debt can help you toregain control of your finances and in turn, your life. The process of Debt Review was introduced by the National Credit Act (NCA) in 2007, and provides financial relief to those who need it the most. At Less Debt, we provide a Debt Review service to Grabouw residents that is result driven and highly effective.
Once we have determined that you qualify for Debt Review as a Grabouw resident, we will analyse your income, monthly expenses and various debt obligations. By doing so, our Less Debt team will gain an understanding of what you can reasonably afford to pay towards debt every month, in order to consolidate your debts into one manageable monthly payment. We will then renegotiate your monthly instalments and interest rates with your various creditors, to reduce them as much as possible. The Debt Review process usually takes between 3 and 5 years to complete, during which time our clients are fully protected from asset, vehicle and home repossession, as well as harassing calls from debt collectors and creditors. Another important focus point during the process of Debt Review to Grabouw based clients is investigating potential cases of Reckless Lending.
The Debt Review service we provide to Grabouw based clients is approved by the National Credit Regulator (NCR), and our team of capable financial experts will make the process as stress-free as possible for you. Make this important life decision today and benefit from a future free of debt worries, where you will be the one in control of your own finances.