Live life without the worry of debt!

Debt can affect anyone and everyone. Stop the struggle. Overcome your financial burdens with Less Debt.

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Benefits of Debt Review

Consolidate all your debt into one monthly payment that you can afford.

Legally protect your house, car and furniture from creditor repossession.

Have more cash in your pocket at the end of this month.

Less Debt offers Debt Review, which is also known as debt counselling, to over-indebted South Africans who are struggling to afford their debt repayments. While undergoing Debt Review, Less Debt will evaluate your outstanding debt and put an affordable debt repayment plan in place, specifically suited to your unique needs. We will negotiate with your creditors on your behalf for lower instalments and lower interest rates, while ensuring that you no longer receive harassing phone calls or threating lawyer letters.

What Less Debt clients say…

I am very happy with the way Less Debt have managed my debt repayments. They were a lifeline to me at a time when I did not know how to deal with the pressure from creditors. Their fees are very reasonable, and I can see major results in the reduced balances of outstanding debts.

I would recommend their services to anyone that is overwhelmed by debts.
Mrs Schafer
Less debt to me was the best, in terms of service they made me feel like I was home.

1. Made my financial life easy as they made me pay half of my debts. 2. Able to make follow up. 3. Explain the process well. 4. When I had problems in paying due some personal problems, they were able to negotiate with creditors on my behalf. 5. Their WhatsApp service is excellent,they respond immediately. 6. Even when I paid off all my debts, they were there to assist me. 7. Gave me my clearance certificate. 8. They promote transparency with their clients as you have to tell them anything concerning your financial situation. 9. I personally recommend it to others.
Mr Mashaba
Less Debt is 100% good. Thank you
Mr Sinethemba
Less Debt handled my financial problems with professionalism and care. They are always willing to answer my questions. The staff really makes you feel like part of a family. I am now able to sleep better, knowing my debt is under control and taken care of.
Mr Beattie