No matter the depth of your financial troubles or the extent of your past mistakes with money, there is always a way out. Paying off debt takes time, patience and commitment, while the reward of a debt free existence is well worth all the effort...
As a parent, you have a significant impact on your child from a young age and set the standard for future behaviours. There are serious implications to consider when you realize that your child may pick up on your spending habits, especially when your relationship...
It takes a certain amount of restraint to have a credit card and use it properly, especially when you find yourself under financial pressure or have a bad habit of overspending. Though it can be helpful in affording you a good credit score over time,...
We have all been guilty of spending a bit too much money on occasion or during certain stages of our lives. When we are young and free of responsibilities and financial obligations, it is very easy for bad financial habits to form, however this is...
Credit card debt is very common in South Africa, with millions of consumers signing up every year. The reality of credit card debt is actually frightening, given that the interest rate on a credit card is very high, which in turn results in excessive monthly...
Once you have made the conscious decision to take control of your finances, you have stepped over the line that divides bad financial choices from good ones. This invisible line is important and represent every excuse you have made in the past, for justifying poor...
Being over indebted no longer holds the stigma that is once did and is now an all too familiar subject, faced by many. The truth is that the cost of living has become increasingly expensive for South African citizens, with good jobs proving harder and...
South Africans have the opportunity to start their journey to a debt-free, financially stable existence by enlisting the services offered by Less Debt. Our services prioritise the unique needs of our clients and are accredited by the National Credit Regulator (NCR). As consumers living in a...
There is a fine line that can easily be crossed when it comes to financial security and sound decision making where finances are involved. For many, the relief of loans and repayment plans extending over an agreed upon amount is a lifesaver, while for others...
You have fallen into Debt! With the rising cost of living who can blame you? What is your options? Consolidation Loan? Debt Review (Debt Counselling)? Let’s compare the two options. Meet Miss G. She earns a Nett Income of R7 500 per month and must pay R6...
